Saving is easiest when you do not have to remember it. Automation does it for you.

Pick a fixed amount

Start with an amount you can set aside every month without pain. It is better to save a little regularly than a lot rarely.

Set up the transfer in your bank

In your bank find “standing order” or “automatic transfer”. Specify the target account, the amount and a day right after payday.

Mirror it in Money Tracker

Add a recurring payment of the “Goal deposit” type, choose the goal, the source and target account and turn on “Auto” so the deposit books itself.

Check in from time to time

Every few months look at the goal forecast and raise the amount if you can.